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The Bankruptcy Mailing List
Are you aware that there is such a thing as a bankruptcy mailing list? You probably thought that you would quit receiving so much junk mail after your bankruptcy, but because of a this list, you will receive more than ever! Credit card companies are eager to get your name after a bankruptcy, hence the need for such a list! They know that you are probably eager to reestablish your credit. They also know that you cannot get out of your debt for at least seven years, so they are happy to obtain the information of a “sure thing”.
Your bankruptcy became a part of a public record and there are people whose job it is to compile a bankruptcy mailing list. There are companies that hire these people to gather the information from the public record so they can sell your name to the companies who are anxious to sell you their services. These companies range from credit card companies to credit repair services, and everything in between! Even your local car dealership may buy a list. These companies are eager to show you the programs they have available to help you re-establish your credit.
There really is not a way to stop receiving mail from these companies once you are on a bankruptcy mailing list. As soon as you request to not be contacted by one company, your name has been sold to another. The mailing list would appear to go on forever. It can be exasperating for some as they are being inundated with offers for credit like never before. These marketing lists can make it difficult for you to move on if you have chosen not to seek the reestablishment of your credit at this time.
If you are a wise consumer, instead of getting angry about the bankruptcy mailing list, you will decide to use it to your advantage. As so many companies have purchased a list, you will have lots and many choices placed before you. You will have the option of picking and choosing which companies you want to do business with. The mailing list can truly be a blessing in disguise!
It will be easier for you to discover which lenders will work with you after your name is on a bankruptcy mailing list. You will not have to research as hard because of the list. You will always have mail because of the list. If you do not like the offers in today’s mail, the mailings will provide you with new ones tomorrow.
In short, you can decide whether the bankruptcy mailing list will make you miserable or if the list will work to your advantage. At the very least, you can be satisfied that this form of marketing has made these companies part with some of their money. They first had to purchase the list, and then they had to spend money on the postage to try to get your attention! Now who has the last laugh?
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